Right any body got any good tips or know any ideas for me!
I want to buy a toyota supra but the insurance is crazy!

Im 18 years old with no no claims! But if need be i can use my mums 7 years no claims and ill go down second driver. But even that cost a bloody fortune. Your looking at bout 4000 a year for tht or 7000 in my own name!!!

I come up with 1 idea but can someone tell me is this legal?

OK i buy a shitty old banger and insure it full comp!
I buy the supra in my mums name and she insures it fully comp!
So technically i should be able to drive the supra with my mums consent but would only be covered third party! Because we are both fully comp!

Is this true???

Also if any body has any ideas at all please help me! I want this car!!! But cant get the insurance!

ok nick i am not sure what country you are in but by the way you mention fully comp etc i am guessing you are in the UK like myself, if so then this answer will apply to you but i cant speak for the laws in other countries as i dont know them. ( i am an insurance claims company owner and do know the british legalities of insurance )

Now in answer to your question the old banger that you buy would have to be kept road legal and taxed and mot'd, your mum would either have to drive the supra as her main car or she will have to insure it seperatley from her current car. The supra you buy would have to be registered as legally belonging to your mum and the banger would be registered to you. The british law actually states that what you would be doing is actually insurance fraud but if i speak as a normal guy i say they is no way of actually proving what your doing is wrong because no one can prove its not your mums car as long as the papers say its hers.

I didnt write that last bit honest, i dont want to lose my company licenses lol

Good luck

Yes im english!
So theres not sort of restrictiosn no ages or nouthing! e.g. If my mum insured it only people 25+ could drive it! Theres nouthing in any of the terms or conditons like that! Cause the last thing i would want to do is get the car but the insurance and then theres some legal restrictions!

Btw sort sort of insirance company would u reccommend??

you will probably find that with the supra being a 3 litre that yes there will be age restrictions on most insurance policies, I cant really recommend any as they are all different and all suit different circumstances and people. The only thing i would say is definately check that your not too young with the company you choose, You will however find the odd company who will let you drive it if you search well.

Ok thanks for the help das. 1 more question. Do you know any insurance companys that there will not be any age restrictions on it!

no for that last one. and also i am in the same situation for looking for a good stock supra. (no luck yet by the way) so i thank u too das :)

get part-time traders insurance most youngster down south do it saves loads of cash

Also totally illegal and will get you up to 6 years in prison if court, please dont advise people to break the law lol

...if he gets pulled over for some odd reason, he could just say that his car is in the shop and he needed to take is moms. end of that no jail time.

thats alot of legalities your looking at...personally in my opinion if you cant afford the insurance, you shouldnt drive the car. i had a chance to buy a supra when i was 18 for 1500 running. i couldnt afford the insurance, therefore didnt buy the car. when i was 23 i had the money to buy an 02 z28 camaro ss. fully loaded, 6spd & t tops. insurance for me was more than the car payment. it was horrible. im a very good driver with no accidents, all tickets (parking & registration) cleared from my record. it just led me up to getting a better paying job. besides, do you really want to risk the consequences that follow fraud against the law??

At the end of the day especially in my job i'd have to agree with Monkihead, well said

thank god for just basic liability 1200 a year , and yes i am 27 but before i turned 25 it was like only 35 dollars a month more

My car was originally under my dads name as he was the one who purchased it, but I managed to crash it and it was a pain in the ass trying to get insurance to believe that the car was actually my dads. After 3 months of interrogation from the investigators they paid out, but meant the supra was off the road for 7months getting fixed while insurance stuffed us around.
If the car at that time was actually mine then I guarantee they would not have paid out. They aren't stupid (well in this case too dam paranoid but no evidence). So yeah in the end it just isn't worth the hassle. I could've keep insurance under my dads name when I bought it I mean $500 per year is WAY better then $1600 a year but......I never want to go through that hassle again.
So yeah....if ya cant afford insurance, then don't get the car. :)

just my 2c's B)

thats spot on sexyrz, the insurers in every case will always look at ways of getting out of paying for your claim, its my job to talk them into it usually and its hard work, they dont trust anyone lol